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Do HOA allow Siamese cats?

Learn whether HOAs allow Siamese cats and get tips for complying with pet policies

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Reviewed by:

D. Goren

Head of Content

Updated Dec, 6

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Do HOA allow Siamese cats?

 

Short answer

 

Yes — most HOAs allow Siamese cats unless the community's rules specifically ban cats, limit the number/type of pets, or require registration. Siamese are ordinary domestic cats, not exotic or dangerous animals, so breed bans are rare for them.

 

What HOAs can and cannot restrict

 

  • What they can restrict: HOAs can set rules in the CC&Rs (Covenants, Conditions & Restrictions), bylaws, or rules about pets — number of pets, where pets can roam, leash rules, noise, waste cleanup, and registration/fees.
  • What they generally cannot do: Under the federal Fair Housing Act (FHA), HOAs must allow reasonable accommodations for people with disabilities who need service or emotional support animals. They cannot refuse an assistance animal just because of breed or a no-pet rule. (Service animals: perform tasks for a disability. Assistance/emotional support animals: provide disability-related support.)
  • Fees and deposits: FHA guidance says providers should not charge pet deposits for assistance animals, though owners may be liable for damage.

 

Practical steps if you want a Siamese in an HOA

 

  • Check documents: Read your CC&Rs and rules for pet limits, registration, and penalties.
  • Ask the manager/board: Get rules in writing. If you need an assistance animal, request accommodation in writing and provide appropriate documentation.
  • If denied unfairly: Keep records, request a hearing, file a complaint with HUD or your state fair housing agency, or consult an attorney.

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